Learning Outcomes

Introduction to Debt Management

Creating a Solid Financial Foundation

Managing Different Types of Debt

Strategies for Effective Debt Repayment

Lesson Summary

With this module, learn the concept of debt management and ways to assess your debt situation. The lessons help you understand the procedures and processes to manage expenses, set financial goals and reduce debts. You will also be able to recognise the kinds of debts and the best methods and strategies related to clearing and paying off debts.

Understanding Credit and Its Impact

Long-Term Financial Planning

Creating a Financial Safety Net

This module hand-walks you through all the factors and elements behind a secure financial future. Realise the importance of a positive credit score and the tricks to use credit wisely. Learn about retirement planning and the pros and cons of available options. The module also guides you on insurance and the legalities of financial security.

Debt Management and Financial Planning - Course Assessment

Learn how to manage debts, create a financial safety net and secure your financial future with this free online course

Debt Management and Financial Planning

Having debts is not necessarily a wrong financial decision. The secret lies in how you manage them. Poor debt management can lead to unwarranted financial constraints for individuals and businesses. This course explores the best strategies, tools and approaches for managing debt and ensuring a strong financial foundation. You will also learn about the intricacies surrounding short-term and long-term financial planning for future success.

Introduction

Principles of Lending

Types of borrowers

In this module, you will be introduced to credit management, you will learn the roles of a credit officer which includes finding quality borrowers, you will also learn how banks risk zones and you will be taught negative future risks can be mitigated suing due diligence, you will learn about the hybrid companies and important features of a company.

Financial Statements and Ratio Analysis - Learning Outcome

Income Statement and Operating Cycle

Interpretation of Ratio Analysis

In this module, you will be taught the importance of an income statement in any business or company and you will learn how to analyze and interpret an income statement, you will be introduced to ratio analysis and its types which includes liquidity ratio and solvency ratio and you will also learn how it helps investors make the right investment.

Assessment of Working Capital Loan

Appraisal of Term Loan

Term Loan Case Study

In this module, you will learn the concept of working capital loan and working capital cycle and you will be introduced to term loans where you will learn about the depreciation of assets and also how banks draw up repayment schedules, you will also learn about term loan proposals and how to access proposals.

Fundamentals of Credit Management - Course assessment

This free online course will provide the knowledge required to manage credit and set effective payment conditions.

Fundamentals of Credit Management

This 'Fundamentals of Credit Management' course explores the best credit management techniques to help your customers and your business. It will teach you about lending principles, setting terms and the various types of borrowers. In addition, this course teaches you how to analyse income statements, examine and interpret figures like liquidity and solvency ratios and learn about working capital loans and appraisal loan terms. Enrol today!

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